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Lake Region Bank

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About

Tracy is our award-winning mortgage loan originator. She’s a gold-level loan officer with Minnesota Housing and helps dozens of people purchase their next homes in the Willmar and New London area and across the state of Minnesota.

Tracy’s been a member of the Lake Region Bank team for 11 years and has been in the mortgage industry for 24 years. She loves educating home buyers and guiding them through the financing process. She especially likes working with first-time home buyers.

When working with customers, Tracy encourages everyone to start the financing process early and to be prepared to share your income and work histories during the application process. When she’s not writing home loans, Tracy is involved with the Kandiyohi Area Family YMCA, the local chamber, and she is on the Board of Directors for the Willmar Public Schools Foundation.

Bremer Bank

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Meet Shawn

As a Regional Sales Manager and Senior Mortgage Loan Officer with more than 23 years of mortgage experienceShawn will go above and beyond to make your homebuying experience as smooth as possible. He will work with you to uncover your unique financial needs and then find the right mortgage product from our comprehensive offerings to meet your goals. Whether you are first-time homebuyer, making your next move or refinancing your home, you can trust that he will guide you through the process.

Shawn has been recognized as one of the top five mortgage loan officers every year since 2006 and has been a member of the Bremer Mortgage Platinum Club since 2006. When you work with Shawn, you can count on him to be there from application to closing and beyond.

Heritage Bank

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About

Chris Vraa has been a mortgage industry professional since 1994 and is known for her drive, dedication, and expertise.

Communication is key for Chris when it comes to her customers. When working with Chris, borrowers will know exactly what’s going on from beginning to the end. Chris knows the ins and outs of the industry from her extensive years of experience, which gives her insight that other loan officers may not have.

“MY PASSION IS HELPING PEOPLE MAKE THEIR SITUATION BETTER, NO MATTER THE CIRCUMSTANCES.” – CHRIS VRAA

Chris loves working with everyone, from the first-time home buyer because it’s all new to them and they’re so excited, to the Physician that might be buying a vacation home. Chris will consistently be there and help her customers navigate the waters. Chris is a trusted leader in the field, and she enjoys working with people to grow and thrive throughout their life.

Midwest Mortgage Consultants

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About

Mike has been originating mortgage loans since 1991.  He graduated from the University of Minnesota.    Mike previously owned the Liberty Tax office in Willmar.  He enjoys hunting, fishing and golfing.  

Midwest Mortgage Consultants

  • NameMaribeth Williamson
  • Phone320-231-3777
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About

Maribeth has been in the mortgage business since 1986.  She graduated from St. Cloud State University with a business degree.  Maribeth finds helping people finance homes very rewarding.  Maribeth loves spending time with her family, especially her grandchildren.  She enjoys outdoors activities, listening to music, reading and spending time at the lake.

Heritage Bank

  • NameJared Williamson
  • License1721364
  • Phone320-441-7575
  • Get Started

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About

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Jared Williamson has been a dedicated Mortgage Loan Originator since 2018, but his roots in the mortgage industry run much deeper. Coming from a family of mortgage professionals, Jared grew up immersed in the world of home financing. His parents, Mike and Maribeth Williamson, spent their careers helping families achieve the dream of homeownership, and their passion for guiding others left an indelible mark on him.

From an early age, Jared understood that homeownership is more than just purchasing a house; it’s about building equity, creating stability, and unlocking long-term financial success. Inspired by his parents’ commitment to their community, Jared chose to follow in their footsteps, bringing his own passion and expertise to the field.

At Heritage Bank NA, Jared’s work aligns seamlessly with the organization’s mission to help people succeed financially. He takes immense pride in his role, viewing himself not just as a loan originator but as a coach and partner in the homebuying journey. Whether working with first-time buyers or seasoned homeowners, Jared is committed to simplifying the mortgage process, answering questions, and ensuring that homeowners feel confident throughout the entire experience.

For Jared, success is not always immediate, but it’s always achievable with the right plan. He works closely with homeowners who may not yet be ready to buy, helping them develop strategies to reach their goals. His dedication to empowering others and his ability to make the complex mortgage process approachable have earned him the trust and gratitude of countless families.

Outside of his professional life, Jared is a devoted husband and father. He and his wife, Rikki, have been married for over a decade and are proud parents to three wonderful children: Camrik (8), Casen (6), and Renlee (2). Jared cherishes the time spent with his family and friends, whether he's playing golf or hockey, hunting, or cheering on his kids in their various activities.


Guaranteed Rate

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About

Steve Ruprecht has been in the financial industry as a loan officer since 1992. His success comes from his hard work ethic, attention to detail, and knowledge of loan products. He has exceptional experience in all residential lending products including Conventional, Portfolio, FHA, VA, and USDA Rural Housing programs. He is committed to educating and helping clients achieve their dream of home-ownership. Steve's years of experience has helped guide his clients through the ever-changing mortgage market. He resides in Minnesota with his wife and two children. • 24 Years Experience • A True Specialist In Mortgage Banking • Rate has the Ability To Lend In All 50 States • Available 7 Days A Week • In-House Underwriting, Closing, & Funding • Free Mortgage Planning Service

Homeowners Financial Group

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About Darrin Shemon

Darrin is a business-oriented, financial lending executive with over 28 years of experience in residential and commercial lending including construction and Acquisition and Development. His experience includes overseeing and managing the start-up of four businesses as well as growing previous companies by opening additional branches. He has worked in acquisitions by evaluating spread sheets and negotiating pricing for the purchase of such receivables. He has marketed himself, personally and his business, to develop strong working relationships with both clients and high end investors. Darrin has also planned and implemented strategies to strengthen these relationships to bring the highest quality of service and profitability to his clientele.

He is very innovative and brings a round sense of knowledge from all angles in the real estate and marketing business. Not only has he owned mortgage and development/investment businesses, he has also built and sold three homes in the last 5 years. Darrin brings well-rounded idea based thinking into projects, plus he also brings the basics…integrity, honesty and accountability. Whether it is a $5 dollar transaction or a $50 million dollar transaction, you can count on the fact that these basics are intact with the deal. But most importantly, he brings energy and the overall motivation to succeed. His success is based on not only his willingness to achieve for himself but also for his investors, clientele, employees and associates. Helping others succeed is part of his success.

Plains Commerce Bank

  • NameDevin Malmgren
  • LicenseNMLS #: 2186042
  • Phone605-409-0358
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Meet Devin Malmgren. Devin has always been passionate about helping his customers build personal wealth and gain financial freedom. Upon graduating from Augustana University in Sioux Falls, South Dakota, he started his career in lending. After 8 years in commercial lending, Devin knew it was time to help consumers understand the importance of buying a home.

In today’s environment, it is vital to have a Mortgage Banker who is available when you need them most. Keeping an open line of communication with his customers and referral partners is Devin’s top priority.

Devin makes the mortgage process simple and alleviates any fear around applying for a home loan. He’s passionate about guiding first-time home buyers or the veteran home buyer, through the process and educating them along the way. Give Devin a call to learn more about the home buying process.

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